01
Assign real money
Start with the cash you actually have, then move it into envelopes for bills, savings, giving, and day-to-day spending.
Available for iPhone and iPad
Envelopes
Budget every dollar without linking your bank.
Create envelopes for bills, groceries, giving, savings, debt payments, and everyday spending. Add your account balances, assign money by hand, and see what is actually safe to spend.
iPhone and iPadLive on the App Store with a 14-day free trial.
No bank linkingManual tracking keeps setup simple and private.
AndroidPlanned after the Google Play setup is complete.
Envelope budgetingGive your money jobs before it gets spent.
No bank loginManual tracking keeps setup simple and private.
Optional syncSign in only if you want devices to match.
Bill planningSee due dates, goals, and what needs attention.
App Store screenshots
A budget that looks like the way money actually gets used.
The main screen keeps your available money visible, the calendar shows what is coming up, and accounts stay separate from the envelopes you spend from.
Envelope budgeting made plain
Plan first, spend second.
02
Track by category
Log purchases against the envelope they belong to and see what is left before the next trip, bill, or paycheck.
03
Keep devices matched
Use Envelopes on one device without an account, or sign in for automatic cloud sync across your own devices.
A calmer budgeting loop
Three steps you can repeat every payday.
Envelopes stays close to the classic cash-envelope idea: money comes in, you give it jobs, then you spend from the jobs you already funded.
- 1Add your accounts
Enter your checking, savings, credit, or loan balances. No bank passwords required.
- 2Fill your envelopes
Move Ready to Assign money into the categories that need it this month.
- 3Log spending
Record transactions as they happen and keep an honest view of what is still available.
Private by default
No bank linking, no ads, no third-party analytics in the app.
Your budget is stored on your device. If you sign in, Envelopes syncs your budget through the Envelopes cloud service so your devices can match. The app never asks for bank credentials.
Read the privacy detailsApp Store subscription
Start with a 14-day free trial.
Envelopes Premium unlocks full access in the iPhone and iPad app. After the trial, choose monthly or annual billing through the App Store. You can manage or cancel the subscription from your Apple account.
14-day free trial
$2.99
per month, or $24.99 per year
View on the App Store iPhone and iPad now · Android plannedNeed help?
Questions about Envelopes, sync, or subscriptions?
Email support and mention Envelopes. We can help with account deletion, sync questions, and App Store subscription questions.